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Peer-to-Peer-Geschftsmodelle zur Absicherung privater Risiken
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Am Beispiel der Absicherung des Wildschadens untersucht Thomas Zwack, inwieweit eine Abkehr von der klassischen Beziehung zwischen Versichertem und Versicherer auf Basis eines bilateralen Vertrags zwischen Privatpersonen neue Mrkte erffnen kann und mit neuartigen P2P-Geschftsmodellen bislang nicht-versicherbare Risiken abgesichert werden knnen. Die Community of Practice ist dabei zentrales Element des Geschftsmodells und ermglicht die Schadenpravention und Absicherung. Durch Variationen in Struktur, Beziehung und Leistungserbringung lassen sich 18 neue Geschaftsmodellauspragungen zur Absicherung von Risiken ableiten.
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