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Optionen in Lebensversicherungsprodukten

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Springer Nature
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9783824490868
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Product Description

Vor dem Hintergrund zunehmender Individualisierungstendenzen der Nachfrage werden die Flexibilisierung von Versicherungsprodukten, die Mglichkeit von Vertragsnderungen und die Ausbung von derzeit kaum wahrgenommenen Wahlrechten immer wichtiger. Klaus Math untersucht Optionen in Produkten bzw. Vertrgen des deutschen Lebensversicherungsmarktes und bewertet sie. Besonderen Wert legt er dabei auf das Risikopotenzial fr das Versicherungsunternehmen. Er entwickelt innovative Anstze, wie Optionen als Trger von Vertragsflexibilitt den Bedrfnissen der Versicherungskunden entgegenkommen und wie sie als Instrument auergewhnlicher Risikobernahme durch den Versicherer zu Wettbewerbsvorteilen fhren knnen. Abschlieend stellt der Autor ein Bewertungsmodell fr die Option des Versicherungsunternehmens auf Senkung der Gewinnbeteiligung vor.

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