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Die Methoden der Kreditwrdigkeitsprfung bei Banken haben in der jngsten Vergangenheit einen enormen Modernisierungsschub erfahren. Das gilt sowohl fr das Mengengeschft im Privatkundenbereich als auch fr individuell abgestimmte Finanzierungen fr Unternehmen. Karsten Fser und sein Team von Ernst & Young haben fr renommierte Banken ausgefeilte, computergesttzte Lsungen zur Bonittsprfung erarbeitet, die sie in diesem Buch anschaulich darstellen. Neueste Forschungsergebnisse aus dem Bereich der Knstlichen Intelligenz haben sie dabei ebenso eingebunden wie die aktuellen Empfehlungen des Basler Ausschusses fr Bankenaufsicht.
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