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Spezialisierungsvorteile und -risiken im Kreditgeschft

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Springer Nature
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GTIN
9783834983749
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New
Product Description

Auf der Basis von Datenstzen, die durch die Deutsche Bundesbank zur Verfgung gestellt wurden, untersucht Rolf Bve empirisch, ob Branchenkonzentration bzw. Spezialisierung auf bestimmte Branchen im Kreditgeschft nur Nachteile fr eine Bank mit sich bringt. Die Ergebnisse zeigen unter anderem, dass Spezialisierung tendenziell mit besserer Monitoring-Qualitt einhergeht und bei Kreditgenossenschaften zugleich mit einer risikormeren Branchenwahl. Bei den Sparkassen schlagen sich die Monitoring-Vorteile in hheren risikoadjustierten Kreditertrgen fr die spezialisierten Institute nieder.

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