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Kontodaten-Analyse fr die Bonittsprfung im Firmenkundenkreditgeschft

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Brand
Springer Nature
Manufacturer
N/A
Part Number
0
GTIN
9783824471539
Condition
New
Product Description

Das Kreditgeschft ist eines der Kerngeschftsfelder von Banken. Um erfolgreich zu sein, ist eine aussagefhige Bonittsanalyse der Kreditkunden erforderlich. Anhand der Kontodaten und Daten aus der Millionenmeldung von 416 Unternehmen untersucht Peter Berlandi, inwieweit diese im Rahmen der Kreditwrdigkeitsprfung von Firmenkunden bisher vernachlssigten Datenquellen zur Risikofrherkennung geeignet sind. Der Autor zeigt, dass an der Entwicklung der Kontofhrung eines Unternehmens frhzeitig eine Verschlechterung seiner Bonitt abzulesen ist, und zwar unabhngig von der Gre und Branche des Unternehmens oder dem Vorliegen einer Hauptbankverbindung.

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