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Entgeltklauseln in Unternehmenskreditvertrgen

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Springer Nature
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N/A
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GTIN
9783658204808
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New
Product Description

Markus Henze untersucht ausgewhlte Vertragsklauseln zur Erhebung von Entgelten in Kreditvertrgen mit Geschftskunden auf ihre rechtliche Tragfhigkeit. Seine Analyse zeigt, dass negative Referenzzinsstze zum Abschmelzen der Kreditmarge fhren knnen und sogar Negativzinsen im Kreditgeschft mglich sind. Der Gang der Untersuchung offenbart Grenzen von Entgeltabreden zur Erschwerung des darlehensnehmerseitigen Kndigungsrechts, hinterfragt die Entgelthhe der Bereitstellungsprovision im andauernden Niedrigzinsumfeld und setzt sich detailliert mit der Frage zur Zulssigkeit von Bearbeitungsgebhren in Unternehmenskreditvertrgen auseinander. Dabei verdeutlicht der Autor rechtliche Risiken jener Entgeltklauseln und unterbreitet praxisgerechte Lsungen zur Vertragsgestaltung.

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